Fast and secure cross-border and international payments for your business
The financial operations of international companies and payments abroad are examined from various perspectives — including expert commentary, real-world case studies, and practical guides. The content explores the foundations of international transactions, the transformation brought by globalization, and the key challenges impacting today’s global payment infrastructure, along with effective strategies businesses use to address them.
Among the covered topics are cost reduction techniques, enhanced payment security measures, and tools to streamline financial processes. These insights help companies refine their financial operations and make informed decisions related to international business payments.
In-depth materials highlight the differences in how goods and services are paid for across countries, giving readers a clearer view of international transaction practices. Special attention is also given to methods of managing expenses — from remittance fees to transaction costs — while offering realistic options for cross-border payments that support efficient and scalable global operations.
International payments guides
- SWIFT correspondent banksNo single bank maintains accounts everywhere. When two institutions lack a direct relationship, they call on an intermediary—a correspondent bank—that holds “nostro” and “vostro” accounts for each side. The originating bank debits its nostro at the correspondent, the correspondent credits the beneficiary’s bank via another internal ledger, and the payment reaches its destination without the two endpoint banks ever touching. … Read more
- SWIFT Go for small paymentsSending a modest invoice to a designer in Berlin or reimbursing a supplier for sample materials in Seoul used to feel out of proportion to the amount involved. Traditional SWIFT wires charged the same fees and took the same two-day journey whether you moved ten thousand dollars or ten million. SWIFT Go rewrites that rule book for low-value transfers. Below … Read more
- SWIFT GPI for faster trackingThe SWIFT network has been the backbone of international payments for fifty years, but until recently it felt as sluggish and opaque as sending a letter by sea. Funds disappeared for days, correspondent banks clipped undisclosed fees, and only a tracer request could reveal where the money sat. SWIFT gpi—global payments innovation—changes that experience almost overnight. It upgrades the familiar … Read more
International payments in industries
- Airlines, OTAs & MetasearchAirline money does not flow like retail money. A single passenger name record spawns an e-ticket, one or more EMDs for seats and bags, card captures through multiple acquirers, BSP/ARC remittances from agencies, and later a chain of ADMs/ACMs and involuntary refunds when schedules slip. If finance treats those artifacts as mere “booking data,” cash will drift, chargebacks will spike, … Read more
- Higher Education & EdTechUniversities move money on two calendars at once. The academic calendar decides when students enroll, drop, or graduate; the treasury calendar decides when invoices go out, grants land, dorm deposits are due, and banking cut-offs bite. If those calendars are wired together, admissions stops firefighting, DSO tightens, and international intake grows without turning month-end into archaeology. The practical work is … Read more
- Gaming & EsportsGames are software until money shows up. Then they become miniature economies with tax, FX, fraud rings, minors, and prize obligations that cross borders. If finance doesn’t shape those flows early—how wallets are funded, how virtual items are priced and refunded, how stores settle, how creators and players get paid—the studio ends up treating accounting like a post-production clean-up. The … Read more
Cross-Border Payments in Countries
- Payments’ Import And Export with ArgentinaExporting payment solutions, especially in the countries with extreme foreign exchange controls in place such as Argentina, poses considerable problems to the businesses. Apart from compliance requirements and implementation difficulties, managing these headaches requires due diligence strategy alongside appropriate technological support. Being aware of these issues in addition to coming up with sound solutions certainly goes a long way in … Read more
- Overcoming International Payment Challenges for Enterprises in EgyptEgypt’s strategic position between Africa and the Middle East, combined with its large population and growing economy, makes it an attractive hub for international business. However, despite its potential, the country presents significant challenges when it comes to international transfers to Egypt, creating complexities for those engaged in cross-border trade or investment. These can have adverse impacts on the company’s … Read more
- International Payments with South Africa: Unlocking OpportunitiesAs a major economic player in the African continent South Africa is highly appealing for global enterprises. However, companies who want to establish a business or already have one in South Africa are confronted with one major concern cross border payments. These issues reduce effectiveness, raise prices and ultimately limit potential growth for a company. They need to be aware … Read more
Case Studies
- EU Retail – Mainland ChinaWhen European teams say “China is hard,” they rarely mean demand. They mean cash. Cards approve on small baskets and wilt at scale; wires arrive with truncated references; refunds turn into diplomacy; finance learns new acronyms every week. The team I’ll describe didn’t “add a method.” They built a system: let Mainland shoppers pay on rails they already trust, make … Read more
- EU Marketplace – Japan & South KoreaJapan and South Korea look similar on the revenue slide—high card penetration, famous wallets, affluent buyers. Payments tell a different story. If you treat both markets as “just add cards and wallets,” you’ll end up with stalled conversions, slow refunds, and reconciliation chores nobody volunteers for. The teams that win take a quieter path: domestic bank rails first, virtual accounts … Read more
- Usage-based SaaSWhen your pricing model depends on consumption, cash doesn’t arrive in a neat monthly transfer. It drips in micro-payments. That sounds elegant—until “billing day” turns into a call center for complaints: disputed charges, “why this amount?”, failed payments, cross-border fees, messy refunds, credit notes that don’t match invoices. What follows is the framework we used to rebuild collections for a … Read more